Certificates of Deposit

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91 Days

An automatically renewable certificate, which requires a minimum deposit of $2,500.00. The interest rate and Annual Percentage Yield will not change during the term of the certificate. We use the daily balance method to calculate the interest. Additional deposits or withdrawals are not allowed on this account until it's maturity. We may impose a penalty of 1 month's interest if this account is withdrawn before maturity.

182 Days

An automatically renewable certificate, which requires a minimum deposit of $2,500. The interest rate and Annual Percentage Yield will not change during the term of the certificate. Additional deposits or withdrawals are not allowed on this account until maturity. Interest is compounded semi-annually and is credited to the account at maturity. Other options on payment of interest are available. We may impose a penalty of 1 months' interest if principal is withdrawn from this account before maturity.

1 Year

An automatically renewable interest bearing account requiring a minimum deposit of $2,500.00. The interest rate and Annual Percentage Yield will not change during the term of the certificate. We use the daily balance method to calculate the interest. We may impose a penalty of 3 months interest for early withdrawal of funds. Interest can be paid quarterly, semiannually or at maturity.

30 Months

An automatically renewable certificate, which requires a minimum deposit of $2,500.00. The interest rate and Annual Percentage Yield will not change during the term of the certificate. Additional deposits or withdrawals are not allowed on this account until maturity. We use the daily balance method to calculate the interest. Payment of interest will be compounded quarterly and credited to the account quarterly. Other options on payment of interest are available. We may impose a penalty of 3 months' interest if principal is withdrawn from this account before maturity.