An interest bearing account with a minimum of $10.00 required to
open this type of account. We may change the interest rate on this
account once per quarter on the 1st day of January, April, July
and October. Interest will be compounded quarterly and added to
the account quarterly. We use the daily balance method to calculate
the interest. Some limitations on the number of withdrawals may
Our Individual Retirement account is an interest bearing account.
At our discretion, the interest rate may change on the account on
the 3month maturity date. Interest is compounded quarterly and credited
to the account at maturity. We use the daily balance method to calculate
the interest on this account.